Insurance Coverage for a Diabetic in Singapore

Insurance Coverage for a Diabetic in Singapore

Diabetics Complications Diabetics Complications A diabetes diagnosis is life-changing in every sense. Managing diabetes requires big lifestyle adjustments, as you have to now give extra thought to diet, exercise and monitor your health condition daily. Aside from the substantial lifestyle adjustments, you may face difficulties getting new coverage.


If not managed well, people with diabetes could develop other serious health challenges such as blindness, nerve-damage, kidney failure, heart disease and limb amputation, as a result of elevated blood sugar levels in the long run.


Your much-needed assist in the face of diabetes

This is what AIA Diabetes Care was created for. It’s the first insurance plan of its kind in Singapore that provides coverage for key diabetes-related critical illnesses for people with pre-diabetes and Type 2 diabetes, aged 30-65 years old1. For extra peace of mind, you can further bolster your plan by adding-on Cancer Cover.

That’s not all. AIA Diabetes Care is guaranteed renewable and the premium will remain the same up to the age of 80. So you don't have to worry about escalating premiums in your later years.

Think of it as your financial safety net for you and your loved ones.


BENEFITS AT A GLANCE

Hassle-free Application

Just answer 5 questions.
No medical check-up needed.


Critical Illness Benefit

Receive your full coverage amount, or 110% of the total annual premiums paid, whichever is higher, if diagnosed with any of the below
5 diabetes-related complications:

Special Condition Benefit

We’ll give you 20% payout of your coverage amount upon limb amputation2.


Add-on Cancer Cover

Get a 20% payout of your coverage amount for early or intermediate stage cancer3 and additional 100% payout if diagnosed with major cancer.


Empowering you to live healthier

Diabetics Complications And because we recognise the importance of managing your condition, the plan works with AIA Vitality – our innovative wellness programme, to equip you with tools and benefits like the Vitality Nutrition Assessment, so you can improve your diet and lifestyle. You will also be rewarded with AIA Vitality points for every healthy choice made, which can add up to give you up to 15% off4 future premiums depending on your AIA Vitality status.

DID YOU KNOW:

ADiabetics Complications
drop in your HbA1c levels reduces your risk of these complications by
Diabetics Complications
Diabetics Complications
Diabetics Complications
Diabetics Complications
Diabetics Complications

Source: BMJ 2000;321:405, Association of glycaemia with macrovascular and microvascular complications of type 2 diabetes [UKPDS 35]: prospective observational study, http://www.bmj.com/content/321/7258/405

Diabetics Complications

Get in touch now, call 1800-248-8000 or learn more here.

To be eligible for coverage, the insured must be a non-smoker, whose diabetic condition was diagnosed after age 25, with no pre-existing diabetes-related complications.
Payable only once, upon amputation of a foot or hand at/or above the ankle or wrist, to treat gangrene that has occurred due to a diabetes-related complication and provided there is no payout made for the critical illness benefit.
Payable only once and provided there is no payout made for major cancer.
Discount applicable from the second policy year onwards will depend on the AIA Vitality Status attained. The discount is capped at 15%.

Important Notes: These insurance plans are underwritten by AIA Singapore Private Limited [Reg. No. 201106386R] ["AIA"]. All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contracts. You are advised to read the policy contracts. Buying a life insurance policy can be a long-term commitment. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost. The information is correct as at 2 May 2017.


Diabetics Complications
Diabetics Complications

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